Chicago suburbs  ·  2020–2024 Census data

McHenry Property Tax
Rate & Typical Bill

Homeowners in McHenry, McHenry County, pay about 2.43% of their home's value in property tax each year. The median bill is $6,456.

McHenry, IL

Effective rate
2.43%
Median tax bill
$6,456
Median home value
$266,500
Owner-occupied homes
8,847
Rank in McHenry County (1 = highest)
8 of 20

McHenry County average: 2.26%

Estimated Yearly Tax by Home Value

At McHenry's typical rate of 2.43%. Exemptions lower the real bill.

Home valueProperty tax (estimate)
$250,000$6,064
$350,000$8,490
$450,000$10,916
$600,000$14,554
$800,000$19,406

Can You Deduct It?

A family with a $266,500 home in McHenry pays about $6,464 in property tax. With $120,000 of income they also pay about $5,940 in Illinois income tax, so their SALT deduction is $12,404 — under the $40,400 cap. That alone does not beat the $32,200 standard deduction for married couples; mortgage interest and charity decide the rest.

Run your own numbers

Compare Nearby Towns

TownCountyRateMedian bill
JohnsburgMcHenry2.01%$7,367
Wonder LakeMcHenry2.44%$6,129
Prairie GroveMcHenry2.50%$10,000+
LakemoorMcHenry2.66%$7,103
Pistakee HighlandsMcHenry2.21%$4,542
Island LakeMcHenry2.50%$6,500

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates. Unofficial estimate, not a tax bill. Updated 2026-10-08.

Property Tax FAQ

What is the property tax rate in McHenry, IL?

Homeowners in McHenry pay a typical effective property tax rate of 2.43% of home value per year. The median annual bill is $6,456 and the median home value is $266,500 (U.S. Census ACS 2020–2024).

How much is property tax on a $400,000 home in McHenry?

About $9,703 per year at McHenry's typical rate of 2.43%. The homeowner exemption and other exemptions lower the actual bill.

Is property tax in McHenry higher than the McHenry County average?

McHenry's typical rate of 2.43% is higher than the McHenry County average of 2.26%.

Can I deduct property taxes paid in McHenry on my 2026 federal return?

Yes, if you itemize. For 2026, property tax plus Illinois income tax count toward the SALT deduction, capped at $40,400 ($20,200 if married filing separately) and reduced above $505,000 of income. Itemizing helps only if your total deductions beat the standard deduction: $32,200 married filing jointly, $16,100 single, $24,150 head of household.

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