Chicago suburbs  ·  2020–2024 Census data

Naperville Property Tax
Rate & Typical Bill

Homeowners in Naperville, DuPage County, pay about 1.87% of their home's value in property tax each year. The median bill is $10,000+.

Naperville, IL

Effective rate
1.87%
Median tax bill
$10,000+
Median home value
$540,200
Owner-occupied homes
41,020
Rank in DuPage County (1 = highest)
20 of 30

DuPage County average: 1.89%

Estimated Yearly Tax by Home Value

At Naperville's typical rate of 1.87%. Exemptions lower the real bill.

Home valueProperty tax (estimate)
$250,000$4,680
$350,000$6,552
$450,000$8,424
$600,000$11,232
$800,000$14,976

Can You Deduct It?

A family with a $540,200 home in Naperville pays about $10,112 in property tax. With $120,000 of income they also pay about $5,940 in Illinois income tax, so their SALT deduction is $16,052 — under the $40,400 cap. That alone does not beat the $32,200 standard deduction for married couples; mortgage interest and charity decide the rest.

Run your own numbers

Compare Nearby Towns

TownCountyRateMedian bill
LisleDuPage2.11%$8,631
WarrenvilleDuPage1.97%$5,853
BolingbrookWill2.36%$7,748
WoodridgeDuPage2.17%$8,186
AuroraKane2.25%$6,263
WheatonDuPage2.02%$9,443

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates. Unofficial estimate, not a tax bill. Updated 2026-10-08.

Property Tax FAQ

What is the property tax rate in Naperville, IL?

Homeowners in Naperville pay a typical effective property tax rate of 1.87% of home value per year. The median annual bill is $10,000+ and the median home value is $540,200 (U.S. Census ACS 2020–2024).

How much is property tax on a $400,000 home in Naperville?

About $7,488 per year at Naperville's typical rate of 1.87%. The homeowner exemption and other exemptions lower the actual bill.

Is property tax in Naperville higher than the DuPage County average?

Naperville's typical rate of 1.87% is about the same as the DuPage County average of 1.89%.

Can I deduct property taxes paid in Naperville on my 2026 federal return?

Yes, if you itemize. For 2026, property tax plus Illinois income tax count toward the SALT deduction, capped at $40,400 ($20,200 if married filing separately) and reduced above $505,000 of income. Itemizing helps only if your total deductions beat the standard deduction: $32,200 married filing jointly, $16,100 single, $24,150 head of household.

Let a CPA Run Your Numbers

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